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UK take-home pay calculator 2026 to 2027

On a £30,000 salary you take home about £2,093 a month in 2026 to 2027 (England, Wales, NI). Enter your pay to see your exact income tax and National Insurance.

Take-home pay calculator (2026 to 2027)

Income tax with the standard Personal Allowance and employee Class 1 National Insurance (category A). Excludes pension contributions, student loans and benefits in kind.

Take-home pay by salary, 2026 to 2027

SalaryTake-home / year/ monthScotland / month
£25,000£21,520£1,793£1,797
£30,000£25,120£2,093£2,096
£35,000£28,720£2,393£2,392
£40,000£32,320£2,693£2,688
£50,000£39,520£3,293£3,169
£60,000£45,357£3,780£3,634
£80,000£56,957£4,746£4,555
£100,000£68,557£5,713£5,438

Questions and answers

How much is £30,000 after tax?

About £25,120 a year (£2,093 a month) in England, Wales or Northern Ireland in 2026 to 2027, or £25,155 in Scotland.

What are the income tax bands?

Personal Allowance £12,570; basic rate 20% to £50,270; higher rate 40% to £125,140; additional rate 45% above. Scotland: 19%, 20%, 21%, 42%, 45% and 48% bands.

How much National Insurance do I pay?

Employees pay 8% on earnings between £12,570 and £50,270 a year and 2% above that.

What about over £100,000?

The Personal Allowance falls by £1 for every £2 earned over £100,000, so it is zero from £125,140. The calculator includes this.

Source: GOV.UK: Income Tax rates, Scottish Income Tax, rates and thresholds (Open Government Licence v3.0). Estimates only.